How Does a Cash Advance Work?
CashAdvance.com connects you with the nation’s largest network of lenders. Once you complete and submit a brief online loan application, multiple lenders will compete to offer you a payday advance (also known as a payday loan) at the best possible rates. If you don’t like any of the lenders’ terms, you can simply cancel the application and walk away – there’s no fee or obligation. Our online application takes less than 5 minutes to complete and can be approved fast.
Once your loan application is submitted, you can rest assured knowing that your personal information is protected by the Internet’s most trusted security products: Norton™, McAfee™ SECURE, and TRUSTe. Our site is tested daily to ensure that it protects your personal information. CashAdvance.com users can apply for a short-term loan of up to $1,500, no faxing, and immediate online approval. Once you accept the lender’s terms and submit your e-signature, the lender will deposit quick cash into your checking account in as little as 24 hours.
Repaying your advance is just as easy. The loan amount will be automatically withdrawn from your bank account on the designated due date — usually your next payday. You won’t have to worry about putting a check in the mail on time or being hit with late fees. Loan extensions are available in situations where extra time is needed; the details can be negotiated with your lender.
Why Choose Us?
We use the highest level of security and encryption available on the Web, and we’ve been providing safe, secure online payday advances longer than anyone else. In partnering with McAfee, Norton, and TRUSTe, we’re able to employ the most cutting-edge technology and security measures to protect your personal information. Asking family or friends to lend you money can be awkward and put stress on valued relationships.
Getting approved for an unsecured bank loan can take days or weeks and involve stacks of paperwork — and you’ll still have to wait to find out if you’ve been approved. You could try less reputable payday loan sites, or even spend an afternoon driving to storefront operations, standing in line and filling out forms trying to find the best terms. You can even apply for a loan over the phone and hope the person on the other end is legitimate. We let you safely apply for a payday advance online and choose from among multiple lenders in the privacy of your home — then get cash deposited directly to your bank account in as little as 24 hours.
Am I Eligible?
A good credit score is not required to receive a cash advance. We’ve helped millions of people just like you to get urgently needed funds. To be approved for a payday loan, most of our lenders require you only to:
- Be 18 years of age or older.
- Be a citizen or permanent resident of the United States.
- Be employed for at least 90 days consecutively.
- Have a checking account in your name.
- Possess a valid phone number.
- Possess a valid email address.
An online loan application at CashAdvance.com takes less than 5 minutes to complete. Our lenders offer faxless short-term loans — the entire process is fast, easy and secure:
- Immediate approvals.
- Secure and private.
- Quick cash directly deposited into your bank account.
- Automated repayments.
- Loan extensions available.
We offer expedited service for returning customers: you can choose to save your application information in our system to make quick cash borrowing even easier the next time. Borrowers who have established a good record of repayment often receive lower interest rates and fees from our lenders.
Getting the Most Benefit from a Payday Advance
Consistently making loan payments on time is a positive step toward building good credit. In addition, it allows you to build a relationship with your lender, which can benefit you in future loan transactions. Before you apply for a cash advance, make sure you will have the funds available in your bank account to pay it back on time. If you are unable to repay your loan on the contracted date, contact your lender immediately and ask about getting a rollover or extension. Missing your repayment date can cause you to incur added fees, which increases the amount you owe.
We Are Here to Help, Not Intrude
Your reasons for applying for a short-term loan are personal, and the funds can be used for any reason you deem fit. Unlike banks, payday loan companies will not inquire about your reasons for needing fast cash. All your information is kept confidential and secure. Millions of hardworking people have relied on cash advances to get them through tough situations. There’s no fee to apply, so why not see if a payday loan is right for you? Apply Today!